Credit Analyst

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The Credit Analyst is responsible for assessing the creditworthiness of potential borrowers and making recommendations on whether or not to extend credit. The Credit Analyst will work with a variety of stakeholders, including loan officers, borrowers, and senior management.


  • Assess the creditworthiness of potential borrowers. This includes reviewing financial statements, credit reports, and other financial information to determine the borrower’s ability to repay a loan.
  • Make recommendations on whether or not to extend credit. This includes considering the borrower’s financial situation, the terms of the loan, and the risk of default.
  • Monitor the performance of existing loans. This includes reviewing financial statements, collecting payments, and taking action if a borrower is in default.
  • Prepare reports on the credit portfolio. This includes providing analysis of the portfolio’s performance and identifying areas of risk.
  • Other duties as assigned. This may include a variety of other tasks related to credit analysis, such as preparing presentations, conducting training, and providing support to other departments.


  • Bachelor’s degree in accounting, finance, or a related field.
  • Experience in credit analysis.
  • Strong understanding of credit principles and procedures.
  • Excellent analytical and problem-solving skills.
  • Ability to work independently and as part of a team.
  • Excellent written and verbal communication skills.